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Insurance Solutions and Financial Services
Explore Coverage Options
We understand that choosing the right insurance coverage can be a complex process. That's why we offer a range of options designed to meet your unique needs and protect what matters most. From life and retirement to final expenses and specialized educator plans, we're here to help you navigate the choices and find the perfect fit.
Understanding Your Needs: Let's Get Started
Discuss Your Goals
We start by understanding your unique situation and what matters most to you.
Analyze Your Needs
Our experts evaluate your requirements and identify potential coverage gaps.
Customize Solutions
We create personalized plans that align with your goals and budget.
Secure Your Future
Implement protection strategies that evolve with your changing life circumstances.
Our Insurance Solutions
Life Insurance
Protect your loved ones financially with term, whole, and universal life insurance options tailored to your needs and budget.
Retirement Planning
Build a secure future with annuities, IULs, and pension optimization strategies designed to maximize your retirement income.
Medicare & Health
Navigate healthcare options with Medicare supplements, dental, and vision coverage that keeps you healthy at every life stage.
Final Expense
Provide peace of mind for your family with burial insurance that covers funeral costs and outstanding expenses.
Life Insurance: Protecting Your Loved Ones
Term Life
Affordable coverage for a specific period, ideal for young families and temporary needs.
Whole Life
Permanent protection with cash value growth and guaranteed premiums for lifelong security.
Universal Life
Flexible premiums and death benefits with potential for cash value accumulation.
Indexed Universal Life
Growth potential tied to market performance with downside protection for balanced risk.
"The peace of mind knowing my family is protected is priceless. My agent found the perfect coverage I didn't even know existed." - Michael R., Client since 2019
Retirement Planning: Building a Secure Future

Financial Freedom
Enjoy your retirement years without financial stress
Income Protection
Guaranteed income streams that can't be outlived
Strategic Growth
Tax-advantaged accumulation opportunities
Early Planning
The foundation for retirement success
Starting your retirement planning early can dramatically increase your financial security. Our annuity and IUL solutions provide tax advantages while protecting your principal.
Final Expense Insurance: Peace of Mind for Your Family
$9,000+
Average Funeral Cost
Typical expenses families face today
48 hrs
Quick Approval
Many policies require no medical exam
100%
Guaranteed Coverage
Available regardless of health status
Final expense insurance provides your loved ones with the financial resources to cover funeral costs and outstanding medical bills, allowing them to focus on honoring your memory rather than worrying about expenses.
Are You a California Educator (CalSTRS/CalPERS)?
CalSTRS/CalPERS Optimization
As a California educator, your retirement benefits are unique. We specialize in analyzing your pension and identifying strategies to maximize your benefits while filling potential coverage gaps.
Our advisors understand the intricacies of the CalSTRS and CalPERS systems and can help you build supplemental protection that works alongside your existing benefits.
Pension Analysis
Comprehensive review of your current and projected benefits
Gap Identification
Discover potential shortfalls in your coverage
Customized Solutions
Tailored insurance products that complement your educator benefits
Why Choose Us?

Client-Centered Approach
Your needs and goals drive every recommendation we make. We listen first, then provide solutions tailored specifically to you.

Industry Expertise
Our agents average 15+ years of experience and maintain advanced certifications in specialized insurance fields.

Independent Advisors
We represent multiple top-rated carriers, allowing us to find the best coverage and rates for your unique situation.

Ongoing Support
We provide regular policy reviews and adjustments as your life changes to ensure your protection remains optimal.
Contact Us: Speak to an Insurance Specialist
Call Us
(562) 579-1127
Monday-Friday: 8am-6pm
Saturday: 9am-1pm
Email Us [email protected]
We respond to all inquiries within 24 hours
Business Address
6475 E. Pacific Coast Hwy, #1006, Long Beach, CA 90803
🚀 Your Future Starts Now! Let's discuss your insurance needs! Your financial security is our priority. Take the first step by scheduling a quick call.
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Tonia Moore

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Free Financial / Pension Review & Income Planning Consultation Contact Request Form

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Get Instant Life Insurance - Check Your Rates | No Medical Exams or Blood Tests
  • Instant life insurance is a great option for those who want coverage without the hassle of medical exams or blood tests
  • The application process is streamlined and can be completed entirely online, saving you time and effort

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Frequently Asked Questions
How much life insurance coverage do I need?
The right amount varies based on your financial obligations, income, and future goals. A common rule of thumb is 10-15 times your annual income, but our advisors can help you calculate a more precise figure based on your specific situation.
What's the difference between term and whole life insurance?
Term insurance provides coverage for a specific period (like 10, 20, or 30 years) at lower initial premiums. Whole life offers lifetime coverage with fixed premiums and builds cash value over time that you can access while living.
How do annuities work for retirement planning?
Annuities are contracts with insurance companies that provide guaranteed income streams during retirement. You contribute funds now (either lump sum or over time) in exchange for regular payments later, often with tax advantages.
Can I qualify for final expense insurance with health issues?
Yes! Many final expense policies offer guaranteed acceptance regardless of health status. While premiums may be slightly higher, coverage is still accessible to those with pre-existing conditions.
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